Effective Date: 19/08/2024

Welcome to the New York Gold Exchange (“we,” “us,” “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website [www.nygoldxchange.com] (the “Site”), and any services, features, or content offered by us through the Site. By accessing or using our Site, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use the Site.

1. Use of the Site

You agree to use the Site in compliance with all applicable laws and regulations. You may not use the Site for any unlawful or prohibited purposes.

2. Gold Prices

The gold prices listed on our Site are for informational purposes only and do not represent final prices. The actual price of gold may vary due to factors such as market fluctuations, transaction fees, and the specific conditions of the sale. The price at which you buy or sell gold through the New York Gold Exchange will be confirmed at the time of the transaction and may differ from the prices displayed on the Site.

3. Guaranteed Highest Local Pricing

Our “Guaranteed Highest Local Pricing” means that we strive to match or beat the price offered by any local shops for the purchase or sale of gold. However, this guarantee is subject to the following conditions:

The competing price must be for the same quantity and quality of gold.
The competing offer must be verifiable and provided by a legitimate and recognized local business.

We reserve the right to verify the competing offer before matching or beating the price.

This guarantee does not apply to online-only offers or promotions from businesses outside of the local area.

4. Account Registration

To access certain features of the Site, you may be required to register for an account. You agree to provide accurate and complete information during the registration process and to update such information as necessary. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

5. Intellectual Property

The content, design, logos, text, graphics, images, software, and other materials on the Site are the property of the New York Gold Exchange or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, distribute, or create derivative works from any content on the Site without our prior written consent.

6. Limitation of Liability

To the fullest extent permitted by law, the New York Gold Exchange, its affiliates, and their respective officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Site, including, but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses.

7. Disclaimer of Warranties

The Site and all content, products, and services provided through it are provided on an “as is” and “as available” basis, without any warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted or error-free, that defects will be corrected, or that the Site is free of viruses or other harmful components.

8. Indemnification

You agree to indemnify, defend, and hold harmless the New York Gold Exchange, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or related to your use of the Site, your violation of these Terms, or your violation of any third-party rights.

9. Third-Party Links

The Site may contain links to third-party websites that are not owned or controlled by us. We are not responsible for the content or privacy practices of those websites. You access any third-party websites at your own risk.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Rhode Island, without regard to its conflict of law principles. Any legal action or proceeding arising out of or related to these Terms shall be brought exclusively in the state or federal courts located in Rhode Island, and you consent to the jurisdiction of such courts.

11. Changes to These Terms

We may update these Terms from time to time. We will notify you of any changes by posting the new Terms on this page. You are advised to review these Terms periodically for any changes. Your continued use of the Site after the posting of any changes constitutes your acceptance of the new Terms.

12. Contact Us

If you have any questions about these Terms, please contact us:

By email: [nygoldxchange@gmail.com]